Tick the AI tools you pay for and see what your stack really costs — per month, per year, per day. Every price is editable, so you can match your exact plan. Free, runs in your browser.
Standard monthly prices in USD, last verified July 2026. Plans and prices change — always confirm on the vendor's website. Every price above is editable, so you can enter exactly what you pay. Some links on this page may be affiliate links, at no extra cost to you.
Paying for AI Tools but Not Getting Your Money's Worth?
The output depends on the prompt. The ChatGPT Prompt Pack gives you 4,008 tested prompts, organized by category — so every subscription on this page earns its keep.
Get the Prompt Pack →Why AI Subscriptions Quietly Add Up
Almost every major AI tool costs "just" $10–20 a month — and that's exactly why stacks get expensive without anyone noticing. A chat assistant here, a thumbnail tool there, an SEO platform, a voice generator: five modest subscriptions is easily $80+ a month, close to $1,000 a year. The point of this calculator isn't that AI tools are bad value — many pay for themselves — it's that you should know the number. Most people who add up their stack for the first time find at least one subscription they'd forgotten they were paying for.
A practical rule: for each tool, ask what you'd lose if you cancelled it this month. If the answer is "nothing for a while," cancel and re-subscribe when you actually need it — almost every tool on this list is monthly with no commitment. And before paying for a new tool, check whether a better prompt or a free workflow gets you the same result from the subscriptions you already have.
Frequently Asked Questions
Are these prices accurate?
They're the standard monthly prices as of July 2026, but vendors change plans often — that's why every price field is editable. Enter what you actually pay and the totals will be exact.
Is my data stored anywhere?
No. The calculator runs entirely in your browser — nothing you select or type is sent to a server.
What's a "normal" amount to spend on AI tools?
There's no universal number, but a useful benchmark: most solo creators and freelancers land between $20 and $80 a month. Past $100, it's worth auditing which subscriptions are actually producing income or saving real hours — and which just felt exciting on the day you subscribed.